University of California Medical Plan Availability in 2026

Where you live and/or work determines the medical plans available to you.

Skip to PPO Plans  |  Skip to HMO Plans  |  Skip to Coverage Outside CA for Retirees with Medicare

 

PPO Plans

PPO plans are more widely available than HMOs. The following PPO plans are available without a ZIP code or county lookup:

  • Available Worldwide

    • HealthSavings+
    • UC Care

    HealthSavings+ and UC Care are PPO plans through Blue Shield of California.
  • Available Throughout the USA

    • HealthSavings+
    • UC Care
    • UC Medicare PPO

    HealthSavings+ and UC Care are PPOs through Blue Shield of California.

    UC Medicare PPO is a retiree-only Medicare supplement plan through Anthem Blue Cross. (Only available outside California if a covered family member is under age 65; see Coverage Outside California for Retirees with Medicare below.)
  • Available Throughout California

    • HealthSavings+
    • UC Care
    • UC High Option
    • UC Medicare PPO
    • UC Medicare PPO without Prescription Drugs
    • UC Medicare Choice

    HealthSavings+ and UC Care are PPO plans through Blue Shield of California.

    UC High Option, UC Medicare PPO, and UC Medicare PPO without Prescription Drugs are retiree-only Medicare supplement plans through Anthem Blue Cross.

    UC Medicare Choice is a retiree-only Medicare Advantage PPO through UnitedHealthcare. (Covered non-Medicare family members use UC Blue & Gold HMO through Health Net.)

 

HMO Plan Lookup (California only)

UC's HMO plans are available only in 1/2 of the counties in California; the more urban counties. PPOs are often the only choice in rural areas.

Enter your ZIP code and, if needed, select your county below to determine whether HMOs are available to you.

5-digit California ZIP code.

County must match (overlap) your ZIP code for an accurate result.

HMO Lookup Results

Enter a ZIP code and county above to see which UC HMO plans are available to you.

Notes for UC HMOs

  • Availability may differ between Medicare and non-Medicare HMOs through the same insurance company.
  • To be eligible, employees must live or work in the service area of an HMO.
  • To be eligible, retirees must live in the service area of an HMO.
  • This tool does not report availability for the Kaiser Mid-Atlantic plan available to UCOP employees only in the Washington, D.C. area.
  • In case of any discrepancy, check the UC medical plan's licensed service area by contacting the plan.

 

Coverage Outside California for Retirees with Medicare

Eligible retirees who have a home address outside of California, but remain in the USA (not U.S. territories), get separate, non-UC coverage through Via Benefits if they meet the following criteria:

  • Are notified by UC/Via Benefits that they are eligible for the program.
  • Are age 65+ and covering only Medicare-eligible age 65+ dependents.
  • Are enrolled in Medicare Parts A & B, with all covered dependents enrolled in Parts A & B.

Plan availability through Via Benefits is dependent upon the state/county of residence; contact Via Benefits directly to determine plan availability.