Complete the form on the left to see premium estimates.
The primary intent of this insurance premium estimator is for those planning for retirement, or those who are already retired, to estimate their costs and UC’s contribution towards retiree medical and dental insurance premiums.
This insurance premium calculator is based upon information you input into the calculator, including your UCRP and/or Savings Choice service credit and your retiree health group. The calculator may not provide accurate premium rates in all circumstances. The estimate generated has been prepared to model a retirement scenario. It includes assumptions about your service credit, retiree health group, and other figures that may impact the premium amount that you may pay at retirement. It is based upon published rate schedules that may change between the date the estimate is generated and the date you retire. Any changes in your appointment, service credit, retiree health group or rate schedules may impact your actual insurance premium. The estimate generated is not a guaranteed premium rate and UC makes no representations that they will honor the estimate generated. Additional requirements, limitations and exclusions may apply.
The benefits of all employees, retirees, and plan beneficiaries are subject to change or termination at the time of contract renewal or at any other time by the University or other governing authorities. The University also reserves the right to determine new premiums, employer contributions and monthly costs at any time. Health and welfare benefits are not accrued or vested benefit entitlements. UC’s contribution toward the monthly cost of the coverage is determined by UC and may change or stop altogether, and may be affected by the state of California’s annual budget appropriation.
|
Coverage Level |
UC Blue & Gold HMO /
UC Medicare Choice Health Net HMO / UnitedHealthcare Medicare Advantage PPO |
Kaiser Permanente /
Senior Advantage HMO / Medicare Advantage HMO |
HealthSavings+
Blue Shield of CA PPO with HSA |
UC Care /
UC Medicare PPO Blue Shield of CA PPO / Anthem Blue Cross Medicare Supplement PPO |
UC High Option
Anthem Blue Cross Medicare Supplement PPO |
UC Medicare PPO
Anthem Blue Cross Medicare Supplement PPO |
UC Medicare PPO
without Rx Anthem Blue Cross Medicare Supplement PPO |
UC Medicare Choice
UnitedHealthcare Medicare Advantage PPO |
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Premium | Part B Reimb. | Net Premium | Part B Reimb. | Net Premium | Part B Reimb. | Net Premium | Part B Reimb. | Net Premium | Part B Reimb. | Net Premium | Part B Reimb. | Net Premium | Part B Reimb. | Net Premium | Part B Reimb. | |
| Set your eligibility inputs on the Medical, Dental Premiums tab to populate this chart. | ||||||||||||||||
The primary intent of this insurance premium estimator is for those planning for retirement, or those who are already retired, to estimate their costs and UC’s contribution towards retiree medical and dental insurance premiums.
This insurance premium calculator is based upon information you input into the calculator, including your UCRP and/or Savings Choice service credit and your retiree health group. The calculator may not provide accurate premium rates in all circumstances. The estimate generated has been prepared to model a retirement scenario. It includes assumptions about your service credit, retiree health group, and other figures that may impact the premium amount that you may pay at retirement. It is based upon published rate schedules that may change between the date the estimate is generated and the date you retire. Any changes in your appointment, service credit, retiree health group or rate schedules may impact your actual insurance premium. The estimate generated is not a guaranteed premium rate and UC makes no representations that they will honor the estimate generated. Additional requirements, limitations and exclusions may apply.
The benefits of all employees, retirees, and plan beneficiaries are subject to change or termination at the time of contract renewal or at any other time by the University or other governing authorities. The University also reserves the right to determine new premiums, employer contributions and monthly costs at any time. Health and welfare benefits are not accrued or vested benefit entitlements. UC’s contribution toward the monthly cost of the coverage is determined by UC and may change or stop altogether, and may be affected by the state of California’s annual budget appropriation.
| Coverage Level | Monthly Premium |
|---|---|
| U | $12.43 |
| UC | $23.73 |
| UA | $23.52 |
| UAC | $29.05 |
| Coverage Level | Monthly Premium |
|---|---|
| U | $11.59 |
| UC | $13.95 |
| UA | $13.95 |
| UAC | $16.31 |